Lines 1107 and 1108 on new HUD-1 Form

On a 2010 HUD-1, you will need to disclose the amount of title insurance premium retained by the agent and the amount remitted to the underwriter on lines 1107 and 1108. And while during the RESPA comment period we all argued against that logic, (especially since it doesn't hold true for line 903, line 902 or any other insurance premiums shown on the HUD-1 form)...the requirement held and it is part of the final RESPA reg. So, I have to touch on what could possibly be a third rail topic, but we need to talk about it. What amounts will be disclosed? What figures will an Underwriter Direct Shop show, for example? How about those agents who don't actually remit at their contract rate, but rather remit on National Risk Rate? Should underwriters or agencies be more concerned about the effects of displaying the premium fee splits? I know this is a difficult subject to address, but we have to arrive at a consensus of how we will do business in a post-RESPA world. Please share your comments.