I predict that the implementation of the new GFE and HUD-1 forms will:

Occur slowly with steady increase throughout 2009
36% (16 votes)
Rapidly increase over the next few months
14% (6 votes)
Occur in a flury at midnight Dec 31, 2009
32% (14 votes)
Not happen at all, I think RESPA will get repealed
18% (8 votes)
Total votes: 44